1. Click Save and Connect Bank.
2. Import transactions to reduce manual entry, ensure only cleared transactions import, keep balances current, and speed reconciliation.

1. Open Financial Settings and select Chart of Accounts.
2. Add a ledger account with these settings:
   • Name: Credit card charges
   • Display Name: As preferred for reports
   • Code: Use 7000–7999, for example 7901
   • Category: Overheads
   • Tax Rate: Exempt
   • Visibility: Keep defaults

1. Open Banking. Select the credit card account.
2. Click New, then choose Expense / Payment.
3. To pay a vendor bill, select Vendor Payment.
4. For other expenses, select Other Payment.
5. Enter:
   • Bank Account 
   • Date Received
   • Amount Paid 
   • Ledger Account 
   • Detail
   • Tax Rate and Tax Amount
6. If needed, add lines for different ledger accounts or tax rates. Ensure the lines total equals the payment amount.
7. Click Save.

1. Open Banking.
2. Select the credit card account. Click New, choose Expense / Payment, then select Other Payment.
3. Set Paid from Bank Account to the credit card account.
4. Use Method as Credit Card.
5. Enter the Date Paid. Select the charges ledger in the Ledger Account, and set the Tax Rate to Exempt.

1. Open Banking.
2. Click New, then select Bank Transfer.
3. Enter Paid from Bank Account as the funding bank.
4. Enter Paid into Bank Account as the credit card account.
5. Provide Amount Transferred and Date Transferred, then Save.

If your credit card connects to a bank feed, you can’t record the refund directly from the bank feed. Discard the refund from the bank feed, then enter it manually.

1. Record money-in refund:
   • Open Banking, select the credit card account, click New, then Sale / Receipt
   • Open Other Receipt, then select Enter a refund for a purchase
   • Enter refund details
2. Record money-out refund:
   • Open Banking, select the credit card account, click New, then Purchase / Payment
   • Open Other Payment, then select Enter a refund for a sale
   • Enter refund details